Blog Articles


Risk Awareness

I live in Santa Barbara Californian and even though we don’t have any fires here, smoke from some of the 500-plus burning around the state has been sitting here for the last week.  The air quality app I use was glowing red for stay indoors and orange for be careful...


The Big 5

There are few things that are as mind-blowing a presence as the African elephant.  One is to see an elephant walk out of the bush for the first time; another is to have one charge at you in fury.  I’ve experienced the latter a few times, and each time you are...


Responsible Investing

This week I made an amazing discovery. I’ve been interested in and following the trends of socially and environmentally responsible investing for over a decade. In that time, investment in this sector has grown exponentially (well into the trillions) and taken on...


The House Always Wins

In recent weeks the stock market has felt more like a casino than the backbone of the financial system. Dizzying spikes in the stock prices of some companies at first where being attributed to a V shape recovery from the corona virus crash. But what’s becoming...


The Lotus

The economy is going down the stock market is going up! Why and When will they converge? There are a few future certainties. Here are some of them: Most if not all people will make less money this year from working. Year-end bonuses will be less if not zero. Most...



During the week of the bull runs in Pamplona, every morning a group of bulls are let loose to run through the streets. The closer they get the louder get the yells of “Toro” (Bull). The Sound of Toro is a warning: know where the bulls are coming from and find...


Love It

For the next 14 days I will be offering investment/financial advice at no charge. Feel free to text or email questions or we can set up time to talk by phone or Zoom. Please pass this along to family, friends and colleagues who may need some advice. “If you liked...


Pole Pole

When climbing Kilimanjaro, the guides mandate Pole Pole right from the beginning. Pronounced Polay Polay, it means Slowly Slowly in Swahili. The guides know well that if you don’t walk painfully slowly, the effects of altitude sickness will be quicker and more...


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